Why Invest in Debt Funds?
Benefits
Axis Liquid Fund invests primarily in money market instruments such as certificate of deposits (CoD), treasury bills, commercial papers etc.
One should look at Axis Liquid Fund to park one's idle money or very short term money.
Highly liquid and low risk investment option for investors.
Insta redemption 24x7 - The insta redemption feature allows you to redeem your money instantly with a simple online request and the money is credited in the account in few minutes.
You can redeem up to 90% of current value of available units or maximum of Rs. 50,000 per day, whichever is lower.
Insta redemption facility is available 24X7 for resident Indian individual investors.
Investment Objective
To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
Entry Load, Exit Load & Tax
| Investor exit upon Subscription | Exit Load as % of Redemption Proceeds |
|---|---|
| Day 1 | 0.007% |
| Day 2 | 0.0065% |
| Day 3 | 0.006% |
| Day 4 | 0.0055% |
| Day 5 | 0.005% |
| Day 6 | 0.0045% |
| Day 7 | Nil |
Minimum Investment
This product is suitable for investors who are seeking*
- Regular income over short term.
- Investment in debt and money market instruments
Performance
Returns Calculator
Returns Over The Years
Performance of Axis Liquid Fund - Direct Growth as of February 28, 2026
| NIFTY Liquid Index A-I | Current Value of Rs.10,000 Invested | |||||
|---|---|---|---|---|---|---|
| Annualised(%) | NIFTY Liquid Index A-I Benchmark(%) | NIFTY 1 Year T-Bill Index Additional Benchmark(%) | Annualised(₹) | NIFTY Liquid Index A-I Benchmark(₹) | NIFTY 1 Year T-Bill Index Additional Benchmark(₹) | |
| Since Inception 2012-12-31 | 6.86% | 6.75% | 6.69% | 23,952 | 23,634 | 23,463 |
| 5 Years | 6% | 5.95% | 5.72% | 13,383 | 13,354 | 13,211 |
| 3 Years | 7.06% | 6.98% | 6.88% | 12,272 | 12,245 | 12,213 |
| 1 Year | 6.46% | 6.31% | 6.53% | 10,646 | 10,631 | 10,653 |
Fund Quants
Portfolio
Portfolio Summary
Holdings
| Stocks | % of holdings |
|---|---|
| 91 Days Tbill | 10.6 |
| Small Industries Dev Bank of India | 9.16 |
| National Bank For Agriculture and Rural Development | 8.16 |
| Union Bank of India | 7.37 |
| Punjab National Bank | 6.78 |
IDCW
| Record Date | Option | IDCW (Per Unit) | NAV (Per Unit) | ||
|---|---|---|---|---|---|
| Individuals/HUF | Others | Cum IDCW | Ex- IDCW | ||
| 2026-02-25 | Monthly Dividend | 5.27 | 5.27 | 1005.96 | 1000.69 |
| 2026-01-27 | Monthly Dividend | 4.97 | 4.97 | 1005.66 | 1000.69 |
| 2025-12-26 | Monthly Dividend | 4.89 | 4.89 | 1005.58 | 1000.69 |
Similar Funds
Documents
Leaflet
SID
KIM
Frequently asked questions
Axis Liquid Fund invests primarily in money market instruments such as certificate of deposits (CoD), treasury bills, commercial papers, etc. One should look at Axis Liquid Fund to park one's idle money or very short term money. The fund offers a highly liquid and low risk investment option for investors. This fund has an ‘insta redemption’ feature that allows you to redeem your money instantly with a simple online request and the money is credited to the account in few minutes. Investors can redeem up to 90% of the current value of available units or a maximum of Rs. 50,000 per day, whichever is lower.
Liquid funds work similarly to how most debt mutual funds work. We already know that debt funds have interest rate risk, credit risk, and liquidity risk. The investment objective of a liquid fund is to provide the investor with stable returns while maintaining a highly liquid portfolio. They invest in debt securities with high credit ratings. Debt securities have credit ratings based on that define their credibility and a liquid fund mostly invests in AAA and higher credit rated securities. They ensure that the average portfolio maturity is no longer than 91 days. This means that debt funds invest in debt instruments that have a very short maturity. They might be able to generate better capital appreciation than some conventional investment schemes.
Investing in a liquid fund is a good option for those who wish to park their money for a very short term. These funds are ideal for investors who wish to give their investment portfolio some liquidity. Some fund houses offer an instant redemption facility where the investor, upon redeeming his/her liquid fund units can receive the sum equivalent in their registered savings account within 24 hours. Hence, a lot of investors consider investing in liquid funds for building an emergency fund for life’s unforeseen exigencies.
Axis Liquid Fund is an open ended liquid scheme whose investment objective is to provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the Scheme will be achieved.
Axis Liquid Fund is a type of debt mutual fund that aims to offer high liquidity by investing in debt instruments while maintaining an average short portfolio maturity.
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