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Axis Banking & PSU Debt Fund

Debt

An open ended debt scheme predominantly investing in debt instruments of Banks, Public Sector Undertakings & Public Financial Institutions

Returns:

CAGR

Benchmark Returns

Nifty Banking & PSU Debt Index A-II

Risk

Moderate

AUM (In Cr.)

₹ 12,838.53

As On Feb 28, 2026

Expense Ratio

0.62%

As On Mar 16, 2026

Age of Fund

13 years 9 months

Since Jun 08, 2012

Why Invest in Debt Funds?

Meeting your short-term goals

We all have short-term goals like paying off the child's school fees or h...

Liquidity

Debt Funds offer high amount of liquidity without being penalised on withdraw...

Tax benefits

If you stay invested in Debt Funds for more than 3 years the gains that you m...

Regular Income

With investments in Debt Funds apart from preserving your capital you coul...

Diversification

Investing in Debt Funds helps reduces the overall portfolio risks as they off...

Potential to earn higher

Debt funds have the potential to perform better than the traditional saving o...

Meeting your short-term goals

We all have short-term goals like paying off the child's school fees or h...

Liquidity

Debt Funds offer high amount of liquidity without being penalised on withdraw...

Tax benefits

If you stay invested in Debt Funds for more than 3 years the gains that you m...

Regular Income

With investments in Debt Funds apart from preserving your capital you coul...

Diversification

Investing in Debt Funds helps reduces the overall portfolio risks as they off...

Potential to earn higher

Debt funds have the potential to perform better than the traditional saving o...

Updated as on: March 25, 2025

Overview
Performance
Fund Quants
Portfolio
IDCW
Outlook
Similar Funds
Scheme Documents

An open ended debt scheme that invests primarily in debt & money market instruments.

Endeavours to invest in debt instruments issued by banking companies, public financial institutions and other high quality public sector undertakings (PSUs).

The fund is ideal for investors with an investment horizon of 12 months or more and is an alternative to traditional fixed savings instruments.

To generate stable returns by investing predominantly in debt & money market instruments issued by Banks, Public Sector Units (PSUs) & Public Financial Institutions (PFIs).The scheme shall endeavor to generate optimum returns with low credit risk.

Entry Load, Exit Load & Tax

Entry LoadN/A

Exit LoadNIL

Tax implication

Click here to view the tax implication.

Minimum Investment

Lumpsum

Additional investment

SIP

This product is suitable for investors who are seeking*

Regular income over short to medium term.
Investment in debt and money market instruments issued by Banks, PFIs & PSUs.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them

The risk of the scheme is Moderate

The risk of the benchmark is Low to Moderate

Potential Risk Class

Axis Banking & PSU Debt Fund

A Potential Risk Class matrix consists of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).

Managing this fund since 13th Aug 2016View Details

Managing this fund since 03th Jul 2023View Details

Managing this fund since 13th Aug 2016View Details

Managing this fund since 03th Jul 2023View Details

Updated as on: February 28, 2026

Performance

₹

SIP

Lumpsum

From Date

To Date

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The total value of your investment after NaN Years will be

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Invested Amount

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Total Returns

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Diclaimer: The final amount is based on an assumed 10% annual rate of return.

Performance of Axis Banking & PSU Debt Fund - Regular Growth as of February 28, 2026

Nifty Banking & PSU Debt Index A-II				Current Value of Rs.10,000 Invested
	Annualised(%)	Nifty Banking & PSU Debt Index A-II Benchmark(%)	NIFTY 10 yr Benchmark G-Sec Additional Benchmark(%)	Annualised(₹)	Nifty Banking & PSU Debt Index A-II Benchmark(₹)	NIFTY 10 yr Benchmark G-Sec Additional Benchmark(₹)
Since Inception 2012-06-08	7.59%	7.50%	6.66%	27,293	27,005	24,241
5 Years	5.91%	5.94%	5.64%	13,332	13,351	13,158
3 Years	7.25%	7.30%	8.22%	12,336	12,355	12,676
1 Year	7.16%	6.99%	6.05%	10,714	10,697	10,603

Disclaimer : Past performance may or may not be sustained in future. Different plans have different expense structure. Aditya Pagaria is managing the scheme since 13th August 2016 and he manages 25 schemes & Hardik Shah is managing the scheme since 3rd July 2023 and he manages 17 schemes of Axis Mutual Fund. Please refer to link for performance of all schemes managed by the fund manager. Returns greater than 1 year period are compounded annualised (CAGR). Face Value per unit : Rs. 1,000.

CAGR (1Y)

7.16%

Benchmark Returns (1Y)

6.99%

NAV

2,725.95As on Mar 16, 2026

Risk

Moderate

AUM (In Cr.)

₹ 12,838.53As on Feb 28, 2026(in Cr.)

Expense Ratio

0.62%As on Mar 16, 2026

Worth of investments (1Y) ₹10,000 Monthly SIP grown to

₹ 1,23,364.31

Average Maturity

2.97 years

Modified Duration

2.28 years

Mac D

2.43 years

Portfolio Yield (Yield to Maturity&)- Monthly

6.96%

Disclaimer : * For instruments with put/call option, the put/call date has been taken as the maturity date. & The yield to maturity given above is based on the portfolio of funds as on date given above. This should not be taken as an indication of the returns that maybe generated by the fund and the securities bought by the fund may or may not be held till their respective maturities. The calculation is based on the invested corpus of the debt portfolio. In case of semi annual YTM, it will be annualised

Updated as on: As of February 28, 2026

No. of stocks

Top 10 Stocks (%)

57.55%

Top 5 Stocks (%)

38.4%

Top 3 Stocks (%)

27.76%

Stocks	% of holdings
Small Industries Dev Bank of India	11.09
National Bank For Agriculture and Rural Development	9.01
REC Limited	7.66
Power Finance Corporation Limited	5.49
Export Import Bank of India	5.15
HDFC Bank Limited	4.5
National Housing Bank	4.34
Punjab National Bank	3.66
Indian Railway Finance Corporation Limited	3.34
Bank of Baroda	3.31

Updated as on: February 28, 2026

IDCW

Record Date	Option	IDCW (Per Unit)		NAV (Per Unit)
Record Date	Option	Individuals/HUF	Others	Cum IDCW	Ex- IDCW
2026-02-25	Monthly Dividend	7.35	7.35	1040.16	1032.81
2026-01-27	Monthly Dividend	N/A	N/A	N/A	N/A
2025-12-26	Monthly Dividend	1.12	1.12	1033.93	1032.81

Disclaimer : Pursuant to payment of Distribution (of Income & Capital), the NAV of the above stated IDCW options of the scheme/plan would fall to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future. Face value of units is Rs. 1000. IDCW means Income Distribution cum Capital Withdrawal.

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Debt

Low to Moderate

Returns: 6.97%(SI)

NAV (As On Mar 16, 2026)₹ 3027.4278

Modified Duration42 days

Debt

Low

Returns: 6.33%(3Y)

NAV (As On Mar 16, 2026)₹ 1417.2291

Modified Duration2 days

Documents

Axis Banking and PSU Debt Fund - PPT

Axis Banking & PSU Debt Fund - Leaflet - Regular

SID - Axis Banking & PSU Debt Fund

KIM and Application Form - Axis Banking and PSU Debt Fund

Updated as on: Invalid Date

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Statutory Details: Axis Mutual Fund has been established as a Trust under the Indian Trusts Act, 1882, sponsored by Axis Bank Ltd. (liability restricted to Rs.1 lakh).Trustee: Axis Mutual Fund Trustee Ltd. Investment Manager: Axis Asset Management Co. Ltd. (the AMC).Risk Factors: Axis Bank Ltd. is not liable or responsible for any loss or shortfall resulting from the operation of the scheme. Past performance may or may not be sustained in future. Please consult your financial advisor before investing.

Axis Banking & PSU Debt Fund

Why Invest in Debt Funds?

Benefits

Investment Objective

Entry Load, Exit Load & Tax

Minimum Investment

This product is suitable for investors who are seeking*

Fund Manager

Performance

Returns Calculator

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Returns Over The Years

Performance of Axis Banking & PSU Debt Fund - Regular Growth as of February 28, 2026

Fund Quants

Portfolio

Portfolio Summary

Holdings

IDCW

IDCW History

Outlook

Similar Funds

Documents

Presentation

Leaflet

SID

KIM