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Axis Retirement Fund - Conservative Plan

Solution Oriented

An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)

Returns:

CAGR

Benchmark Returns

CRISIL Hybrid 75+25 - Conservative Index

Risk

High

AUM (In Cr.)

₹ 49.85

As On Feb 28, 2026

Expense Ratio

2.15%

As On Mar 16, 2026

Lock in

5 years or till retirement age (whichever is earlier)

Age of Fund

6 years 3 months

Since Dec 20, 2019

Updated as on: March 25, 2025

Overview
Performance
Fund Quants
Portfolio
Similar Funds
Scheme Documents

Overview

29.98%

Financial Services11.47%

Healthcare5.35%

Oil, Gas & Consumable Fuels4.91%

75.69%

7.18% GOI (MD 24/07/2037)31.99%

7.34% GOI (MD 22/04/2064)14.51%

7.1% GOI (MD 08/04/2034)10.30%

29.98%

Financial Services11.47%

Healthcare5.35%

Oil, Gas & Consumable Fuels4.91%

75.69%

7.18% GOI (MD 24/07/2037)31.99%

7.34% GOI (MD 22/04/2064)14.51%

7.1% GOI (MD 08/04/2034)10.30%

A moderately high risk fund suitable for an investment horizon of more than 2 years

Brings stability to your portfolio by investing primarily in fixed income instruments

Offers the potential for capital growth through limited exposure to equity instruments

The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation

Entry Load, Exit Load & Tax

Entry LoadN/A

Exit LoadNIL

Tax implication

Click here to view the tax implication.

Minimum Investment

Lumpsum

Additional investment

SIP

This product is suitable for investors who are seeking*

Capital appreciation & income generation over long term.
Investments in debt and money market instruments as well as equity and equity related instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Axis Retirement Fund - Conservative Plan

The risk of the scheme is High

CRISIL Hybrid 75+25 - Conservative Index

The risk of the benchmark is Moderately High

Managing this fund since 05th Apr 2024View Details

Managing this fund since 05th Apr 2024View Details

Managing this fund since 24th Jan 2024View Details

Managing this fund since 01st Mar 2024View Details

Managing this fund since 05th Apr 2024View Details

Managing this fund since 24th Jan 2024View Details

Managing this fund since 01st Mar 2024View Details

Updated as on: February 28, 2026

Performance

₹

SIP

Lumpsum

From Date

To Date

The total value of your investment after NaN Years will be

₹ NaN

The total value of your investment after NaN Years will be

₹ NaN

Invested Amount

₹ NaN

Total Returns

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Diclaimer: The final amount is based on an assumed 10% annual rate of return.

Performance of Axis Retirement Fund - Conservative Plan - Regular Growth as of February 28, 2026

CRISIL Hybrid 75+25 - Conservative Index				Current Value of Rs.10,000 Invested
	Annualised(%)	CRISIL Hybrid 75+25 - Conservative Index Benchmark(%)	NIFTY 10 yr Benchmark G-Sec Additional Benchmark(%)	Annualised(₹)	CRISIL Hybrid 75+25 - Conservative Index Benchmark(₹)	NIFTY 10 yr Benchmark G-Sec Additional Benchmark(₹)
Since Inception 2019-12-20	8.04%	9.27%	5.76%	16,150	17,316	14,150
5 Years	7.05%	8.47%	5.64%	14,062	15,023	13,158
3 Years	10.04%	10.19%	8.22%	13,326	13,380	12,676
1 Year	8.65%	9.35%	6.05%	10,863	10,932	10,603

Disclaimer : Past performance may or may not be sustained in future. Different plans have different expense structure. Different plans have different expense structure. Jayesh Sundar is managing the scheme since 24th January 2024 and he manages 8 schemes, Devang Shah is managing the scheme since 5th April 2024 and he manages 23 schemes, Hardik Shah is managing the scheme since 5th April 2024 and he manages 17 schemes & Krishnaa N is managing the scheme since 1st March 2024 and she manages 24 schemes of Axis Mutual Fund. Please refer to link for performance of all schemes managed by the fund manager. Returns greater than 1 year period are compounded annualised (CAGR). Face Value per unit : Rs. 10.

SIP Investments	Total Amount Invested	Market Value (As on 2026-02-27)	Returns (Annualised)	Benchmark Returns (Annualised)	Additional Benchmark Returns (Annualised)	Benchmark Market Value	Additional Benchmark Market Value
Since Inception 20 Dec 2019	7,50,000	9,50,457.11	7.50%	8.72%	6.16%	9,87,841.61	9,10,964.35
5 Years	6,00,000	7,16,010.63	7.02%	8.30%	6.70%	7,39,120.79	7,10,136.58
3 Years	3,60,000	3,98,992.90	6.83%	7.99%	7.06%	4,05,888.14	4,00,396.60
1 Year	1,20,000	1,22,278.84	3.59%	5.25%	3.38%	1,23,323.65	1,22,145.80

Disclaimer : ^Past performance may or may not be sustained in future.Returns greater than 1 year period are (CAGR)*. Benchmark:CRISIL Hybrid 75+25 - Conservative Index .Additional Benchmark:NIFTY 10 yr Benchmark G-Sec.Inception Date: Dec 20, 2019. This scheme is managed by Jayesh Sundar & Krishnaa N & Devang Shah & Hardik Shahplease refer to the link to view the performance of other schemes managed by the Fund manager. SIP returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). The performance of the schemes are benchmarked to the Total Return variant of the Benchmark Index (TRI) in terms of SEBI circular dated Jan. 4, 18. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. * Assuming 10,000 invested systematically on the first Business Day of every month over a period of time.

Updated as on: February 28, 2026

CAGR (3Y)

10.04%

Benchmark Returns (3Y)

10.19%

NAV

15.73As on Mar 16, 2026

Risk

High

AUM (In Cr.)

₹ 49.85As on Feb 28, 2026(in Cr.)

Expense Ratio

2.15%As on Mar 16, 2026

Worth of investments (3Y) ₹10,000 Monthly SIP grown to

₹ 3,98,975.88

Average Maturity

16.58 years

Modified Duration

8.06 years

Mac D

8.34 years

Portfolio Yield (Yield to Maturity&)- Monthly

6.93%

Disclaimer : @ Based on debt portfolio only. * For instruments with put/call option, the put/call date has been taken as the maturity date. & The yield to maturity given above is based on the portfolio of funds as on date given above. This should not be taken as an indication of the returns that maybe generated by the fund and the securities bought by the fund may or may not be held till their respective maturities. The calculation is based on the invested corpus of the debt portfolio. In case of semi annual YTM, it will be annualised

Updated as on: As of February 28, 2026

Asset Cap Mix

37.89%

1.65%

60.46%

No. of stocks

Top 10 Stocks (%)

75.69%

Top 5 Stocks (%)

64.73%

Top 3 Stocks (%)

56.8%

Small Cap2.59%
Mid Cap3.35%
Large Cap94.06%

Financial Services11.47%
Healthcare5.35%
Oil, Gas & Consumable Fuels4.91%
Information Technology4.89%
Fast Moving Consumer Goods3.36%

Stocks	% of holdings
7.18% GOI (MD 24/07/2037)	31.99
7.34% GOI (MD 22/04/2064)	14.51
7.1% GOI (MD 08/04/2034)	10.3
Reliance Industries Limited	4.73
State Bank of India	3.2
Infosys Limited	2.49
Apollo Hospitals Enterprise Limited	2.25
Bharti Airtel Limited	2.2
HDFC Bank Limited	2.19
Larsen & Toubro Limited	1.83

Updated as on: February 28, 2026

Solution Oriented

Very High

Returns: 14.40%(3Y)

NAV (As On Mar 16, 2026)₹ 17.27

Min Investment Amount₹1000

Solution Oriented

Very High

Returns: 15.23%(3Y)

NAV (As On Mar 16, 2026)₹ 18.08

Min Investment Amount₹1000

Documents

Axis Retirement Savings Fund - Conservative Plan - Leaflet - Regular

SID - Axis Retirement Fund - Conservative Plan

KIM and Application Form - Axis Retirement Savings Fund - Conservative Plan

Updated as on: Invalid Date

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Statutory Details: Axis Mutual Fund has been established as a Trust under the Indian Trusts Act, 1882, sponsored by Axis Bank Ltd. (liability restricted to Rs.1 lakh).Trustee: Axis Mutual Fund Trustee Ltd. Investment Manager: Axis Asset Management Co. Ltd. (the AMC).Risk Factors: Axis Bank Ltd. is not liable or responsible for any loss or shortfall resulting from the operation of the scheme. Past performance may or may not be sustained in future. Please consult your financial advisor before investing.

Axis Retirement Fund - Conservative Plan

Overview

Benefits

Investment Objective

Entry Load, Exit Load & Tax

Minimum Investment

This product is suitable for investors who are seeking*

Fund Manager

Performance

Returns Calculator

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Returns Over The Years

Performance of Axis Retirement Fund - Conservative Plan - Regular Growth as of February 28, 2026

Performance of SIP

Fund Quants

Portfolio

Asset Cap Mix

Portfolio Summary

Holdings

Similar Funds

Documents

Leaflet

SID

KIM